Business Checking

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Account Options

Small Business Checking

  • No Monthly Service Charge
  • 500 Transaction Items Free**

Commercial Checking

  • $10 Monthly Maintenance Fee
  • Activity Charge of $0.10 per Transaction Item
  • Earnings Credit to Offset Charges**

Elite Business Online Banking

  • $35 Monthly Maintenance Fee
  • 350 Transaction Items Free**
  • Earnings Credit to Offset Charges ***

Included in Client Portal

  • Multiple users with client determined access and limitations, including dual control
  • Single sign-on for multiple entities
  • Small Biz Bill Pay
  • Single ACH Origination (In or Out)
  • Secure Wire Initiation
  • Line of Credit Advances****
  • Three (3) security tokens for user access
  • Discounted Stop Payment Fee ($25/item)
  • Discounted Domestic Wire Fee ($15/item)

Optional Modules & Fees

  • Additional tokens and replacement fee is $20 per token
  • ACH File Origination Module is $25 per month with unlimited files ****
  • Positive Pay with Check Reconciliation and ACH Fraud Blocker Module is $35 per month per checking account
  • Remote Deposit Capture Module is $75 per month per client. (Plus equipment purchase or lease.)****
  • Loan sweep is $150 per month ****

Compare Accounts

Comparison table of business checking accounts
Accounts Small Business Checking Commercial Checking Elite Business Online Banking
Minimum to Open $100 $100 $100
Free E-Statement with Images Yes Yes Yes
Free Optional Paper Statement $4/mo Yes Yes
Free Online Banking Yes Yes Yes
Free Mobile Money App with Remote Deposit Yes Yes Yes
Free Instant Issue Debit Card* Yes Yes Yes
Free Bill Pay Yes Yes Yes
Free Touch-Tone Banking Yes Yes Yes
No Minimum Balance Requirements after opening deposit Yes Yes Yes
Free Business Online Banking Portal None None Yes
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