Account Options
Traditional Savings
- No Monthly Service Charge with $100 Minimum Balance.
- $3 Service Charge Assessed Each Month Balance Falls Below $100 Minimum.
- Earns Interest Compounded Quarterly.**
- No Minimum Balance Required to Earn Interest.
- Service Charge Waived for Individual's under age 18 years.
- Statements Provided Quarterly.
Money Market Savings
- No Monthly Service Charge with $2,500 Minimum Balance.
- $10 Service Charge Assessed Each Month Balance Falls Below $2,500 Minimum.
- Earns Interest Based on Balance Tiers. **
- Statements Provided Monthly.
Penny Pig Savings
- 10 Years and Younger to Qualify.*
- For every $10 Deposited, One Penny Pig Dollar is Earned. Maximum of 30 Penny Pig Dollars per Quarterly Statement.
- Penny Pig Dollars can be exchanged for prizes in the Penny Pig Prize Pen.
- No Monthly Service Charge.
- Earns Interest Compounded Quarterly.**
- No Minimum Balance Required to Earn Interest, after opening deposit.
- Unlimited Withdrawals and Deposits.
- Statements Provided Quarterly.
Christmas Club
- No Monthly Service Charge
- Annual Payment of Principal and Interest.
- $5 Service Charge Per Withdrawal Before Maturity.
- Earns Interest Compounded at Maturity. **
- No Minimum Balance Required to Earn Interest.
Certificates of Deposit
- Minimum deposit to open account: $500*
- Transaction Limitations: After the time deposit is opened, you may not make deposits into or withdrawals of principal from the time of deposit until its maturity date.
- Maturities available: 90 days to 5 years
- Penalties assessed for withdrawals prior to maturity**
Individual Retirement Accounts
- Minimum deposit to open account: $25
- No Monthly Service Charge
- Transaction Limitations: After opening the account, you may make unlimited deposits, up to the dollar limit allowed annually by the IRS, into your account.**
Health Savings Accounts
- Minimum deposit to open account: $25
- No Monthly Service Charge
- Individual and Family Plans Available
- Free Instant Issue Debit Card*
- Earns Interest**
- Transaction Limits Apply***
- Health Savings Account (HSAs) are designed for individuals with High Deductible Health Care Plans. HSAs enable you to pay for qualified health expenses and save for future health expenses on a tax-free basis.
- Anstaff Bank establishes an interest bearing checking account to accrue your contributions. Interest will be compounded monthly and your account has no monthly fees.
- Your HSA balance can roll-over each year allowing you to build your savings over time and have a comfortable reserve on-hand. Your funds are tied to your own Anstaff Health Savings Account debit card making it simple to pay for qualified medical expenses.
| Accounts | Traditional Savings | Money Market Savings | Penny Pig Savings | Christmas Club |
|---|---|---|---|---|
| Minimum to Open | $100 | $2,500 | $1 | $1 |
| Free E-Statement |  |
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None |
| Free Optional Paper Statement | |
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None |
| Free Online Banking | |
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| Free Mobile Money App with Remote Deposit | |
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| Unlimited Withdrawals and Deposits | |
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Unlimited Deposits Only |
| More Information | More Info | More Info | More Info | More Info |
Interested in an account? Fill out our Account Inquiry Form!